How much motorcycle fits your monthly budget?

Instead of guessing from sticker price, reserve part of your chosen monthly cap for fuel and running costs before calculating a financing ceiling.

Estimate a purchase-price ceiling from your monthly budget

Choose the monthly cap, running-cost reserve, down payment, rate and term yourself. The calculator works backward to an estimated purchase-price ceiling.

Maximum modeled purchase price₱125,300

Monthly take-home pay ₱30,000Your motorcycle budget cap 20% of take-homeRunning-cost reserve ₱2,500/moCash down payment ₱20,000APR assumption 12%Loan term

Total monthly cap₱6,000Available for payment₱3,500Modeled financed principal₱105,376Models under ceiling12

Honda TMX125 AlphaBusiness motorcycle₱56,900 Yamaha YTX 125Business motorcycle₱57,900 Honda Wave RSXUnderbone₱62,900–₱64,900 Suzuki Smash FIUnderbone₱68,400–₱73,400 MotorStar Xplorer 250RAdventure touring₱69,000 Keeway Cafe Racer 152Cafe racer₱69,900 Honda XRM125Dual-purpose underbone₱71,900–₱76,900 Suzuki Raider J CrossoverDual-purpose underbone₱71,900 Suzuki Skydrive SportCommuter scooter₱73,900 Rusi Flash 150XSport underbone₱75,000 Yamaha Mio i 125Commuter scooter₱77,900–₱82,900 Honda TMX SupremoBusiness motorcycle₱78,900

Estimate only. This is not financial advice and does not include dealer fees, compulsory products, late charges or lender-specific rules. Use the actual disclosure statement from your lender before signing.